What does Monadnock Retirement Solutions, LLC. do?
We deal with the financial matters that will affect your life now and in the future. Our range of services includes life insurance, Medicare health insurance, Social Security, and investment assets—all aimed at providing retirement solutions that impact your retirement. Buying any of these services individually, without considering the broader context of your retirement plan, is not recommended. It's a piecemeal approach that may not align with your overall retirement goals. Therefore, I recommend a full comprehensive retirement plan for anyone over 40 years old.
How is a financial planning advisor different from an investment advisor? Investment planning primarily focuses on assets, such as your 401K or IRA. Most advisors will set up a portfolio of funds or investments for the money to grow and the good ones will check on it once or twice a year and adjust them as needed. This is what I would call the money gathering process where the client and advisor are trying to gather in the money and make them grow.
Financial planning for retirement is more comprehensive in that it’s about planning on the use and enjoyment of the assets. It includes looking at the investment assets, plus all other assets including artwork, antiques and collectibles, real estate, Bitcoin, and your home. Anything of value. Many of these will generate income for you along with Social Security and pensions. Then there are the expenses, health insurance, housing, traveling, hobbies, Etc. We look at how the income will flow in and out along with the unforeseen possibilities that will affect them including but not limited to inflation, changes to the rate of return, declining health, and Black Swan events. This deals with life itself. What we achieved is a comprehensive cash flow analysis which as you can see is different than just investing money.
FREE webinars that will answer some of the questions you may have about Medicare Insurance, Social Security, Personal Assets and Retirement Planning.
“I am ready to work with you starting today. Please give me a call to set up a free evaluation online meeting. I can be reached at (603) 491-4092”